Summer is upon us. While visions of long, lazy days by the water invade our thoughts, there are other not-so-pleasant visions that invade every risk manger's head this time of year.
Safety issues
During warmer weather, we see increased outdoor activity among employees. Exposure to poisonous plants and insect bites accounts for a large share of claims this time of year. Thankfully, most incidents are not severe. Wearing the proper gloves and clothing (lightweight, long-sleeved shirts and pants) are the preferred prevention techniques.
Heat injuries, such as heat stroke or heat exhaustion, are a more serious concern. High temperatures alone are not the only problem. High humidity can cause heat injuries at much lower temperatures. Several measures can lessen the likelihood of heat-related injuries: engineering controls (ventilation/fans, shielding, personal cooling devices and proper clothing), work practices (water breaks, rest periods) and education (training employees about heat injuries and how to recognize problems).
Summer also brings several weather-related exposures. Hurricanes are an ever-present concern for South Carolina. Coastal and inland communities should prepare for the threat of hurricanes and the associated tornadoes and flooding that may occur. Afternoon thunderstorms and lightning also pose a threat to employees working outside. Training and education about the dangers of these exposures are as important as having good incident plans in place and practiced.
Liability issues
Warmer weather also brings increased outdoor activity among the general public. Increased usage of municipal parks, playgrounds and recreation programs increases the potential for liability. It is imperative for grounds and equipment to be well maintained and be inspected routinely. Note deficiencies and give them immediate attention, making sure to document all work performed. Post warning signs identifying special hazards or minimum age requirements where appropriate at parks, pools and playgrounds.
Inclement weather can create liability problems in the form of slips and falls at entrances to municipal buildings. Address wet entrances and aisles where the public must travel to conduct business.
Auto liability exposure is another area of concern. The period from Memorial Day to Labor Day is the most hazardous time of year for vehicular accidents.
Annual motor vehicle record checks and periodic driver training can help minimize auto liability losses.
Teach employees how to identify and protect themselves and members of the public from hazards. This attention will benefit everyone.
Summertime tips
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