Through sponsorship of the National League of Cities, the Municipal Association offers a Tenant Users Liability Insurance Program to cover individuals and organizations that use municipal facilities and properties.

Requests to use municipal premises and facilities have become a common occurrence. The carrier providing your Liability coverage may in fact be excluding this exposure from your policy. The solution to this dilemma is the Tenant Users Liability Insurance Program.

TULIP is a low-cost insurance policy that protects both the "Tenant User" and the municipal entity. A "Tenant User" is any outside party using the municipal entity's facilities. The policy applies to bodily injury or property damage arising out of the use of the municipal entity's premises by Tenant Users. Premium costs are traditionally paid by the Tenant User. Premium costs are based on the nature of the event, the number of event days, the number of participants, the level of risk and any special requirements.